The Fine Print

All terms not otherwise defined herein shall have the definitions set forth in the Terms of Service.

These Fraud Score Additional Terms (these "Additional Terms") are effective as of the date set forth above, and are a part of Our overall Terms of Service ("Terms of Service").

You agree to be bound by these Additional Terms if You purchase our fraud score services, which allows You to identify potentially fraudulent online transactions by using proprietary data, algorithms and other information and technology of Ours and Our licensors (the “Fraud Score Services”). You acknowledge and agree that We (or Our licensors) may, in each of Our or their sole discretion, respectively, change the form and nature of the Fraud Score Services at any time, from time to time, without prior notice to you. You acknowledge and agree that We (or Our licensors) may, in each of Our or their sole discretion, respectively, stop (permanently or temporarily) providing the Fraud Score Services (or any features within the Fraud Score Services) to you or to users generally at any time, from time to time, without prior notice to you.

Your use of and access to Fraud Score Services is conditioned upon your compliance with these Additional Terms.

1. Appropriate Uses

• You will not nor will You permit others to use Fraud Score Services in any way that violates federal, state, local, international law or the rights of others;
• You will not submit queries designed to extract information from Fraud Score Services, if such information is not specifically to be used for the validation of an online transaction;
• You will not submit false or fictitious input fields, including but not limited to, internet protocol address, bank identification numbers and information (e.g., bank name, bank customer service number), and billing location;
• You will not use a robot, spider, other automatic device, or manual process to monitor or copy any data or databases made available by Fraud Score Services;
• You will not build or store derivative databases based on the information provided by Fraud Score Services;
• You will not take any action designed to compromise security or tamper with system resources and/or accounts; and
• You will not reproduce, duplicate, copy, sell, trade or resell Fraud Score Services for any purpose.
• You will not use the Fraud Score Services (a) to determine any consumer’s eligibility for any product or service to be used by a consumer for personal, family or household purposes, (b) as a factor in establishing a consumer’s eligibility for credit, (c) as a factor in establishing a consumer’s eligibility for insurance, (d) for employment purposes, (e) in connection with a determination of an individual’s eligibility for a license or other benefit granted by a governmental authority, or (v) in connection with any permissible purpose as defined by the Fair Credit Reporting Act, 15 U.S.C. §1681 et seq. ("FCRA"); and
• You will not disclose to any third party (including any individual whose transaction was evaluated by the Fraud Score Services) any output returned by the Fraud Score Services (including risk scores, proxy scores, or subscores).

2. Privacy

You will not (and will not allow any third party to) use the Fraud Score Services to track or collect personal information of others, nor will you (or will you allow any third party to) associate any data gathered from the Fraud Score Services with any personally identifying information from any source. You acknowledge and agree that, in connection with Your use of the Fraud Score Services, information may be processed by MaxMind, Inc. and any personal information processed by MaxMind, Inc. through Your use of the Fraud Score Services is subject to the terms and conditions of MaxMind, Inc.’s Data Processing Addendum You are required to include on Your Sites an appropriate privacy policy and will comply with all applicable laws relating to the collection of information from your customers and other visitors.

3. EXCLUSION OF WARRANTIES / LIMITATIONS OF LIABILITY

IN ADDITION TO THE WARRANTY EXCLUSIONS AND LIMITATIONS OF LIABILITY IN THE AGREEMENT, YOU EXPRESSLY ACKNOWLEDGE AND UNDERSTAND THAT YOUR USE OF FRAUD SCORE SERVICE IS AT YOUR SOLE RISK AND THAT FRAUD SCORE SERVICE IS PROVIDED WITH ALL FAULTS AND ON AN "AS IS" AND "AS AVAILABLE" BASIS.

IN PARTICULAR AND NOTWITHSTANDING ANYTHING TO THE CONTRARY, WE (AND EACH OF OUR AFFILIATES AND LICENSORS), EXPRESSLY DISCLAIMS ANY REPRESENTATION OR WARRANTY TO YOU THAT YOUR USE OF FRAUD SCORE SERVICE WILL MEET YOUR REQUIREMENTS; THAT YOUR USE OF FRAUD SCORE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE OR FREE FROM ERROR; THAT ANY INFORMATION OBTAINED BY YOU AS A RESULT OF YOUR USE OF FRAUD SCORE SERVICE WILL BE ACCURATE OR RELIABLE; OR THAT ANY DEFECTS OR ERRORS IN THE OPERATION, FUNCTIONALITY OR RESULTS OF ANY PART OF FRAUD SCORE SERVICE WILL BE CORRECTED.

YOU ARE ENTIRELY RESPONSIBLE FOR ENSURING THAT YOUR SYSTEM SETTINGS ARE CONFIGURED CORRECTLY IN ORDER FOR THE SERVICE TO FUNCTION PROPERLY.

FOR THE AVOIDANCE OF DOUBT AND NOTWITHSTANDING ANYTHING IN THIS AGREEMENT TO THE CONTRARY, YOU EXPRESSLY ACKNOWLEDGE AND UNDERSTAND THAT FRAUD SCORE SERVICE SHALL ONLY BY USED BY YOU AS A GAUGE OF RISK OF FRAUD RELATED TO A PARTICULAR CUSTOMER ORDER; THAT YOU WILL NOT RELY ON FRAUD SCORE SERVICE GENERALLY OR ANY PARTICULAR RESULTS OF FRAUD SCORE SERVICE TO MAKE ANY DECISIONS GENERALLY OR WITH RESPECT TO ANY PARTICULAR CUSTOMER ORDER; THAT NEITHER WE NOR ANY OF OUR AFFILIATES OR LICENSORS PROVIDES ANY GUARANTEE AS TO THE RELIABILITY, COMPLETENESS OR ACCURACY OF FRAUD SCORE SERVICE (INCLUDING BUT NOT LIMITED TO THE CALCULATION OF THE FRAUD SCORE ASSOCIATED WITH ANY PARTICULAR CUSTOMER ORDER); AND THAT YOU ASSUME ALL RISK ASSOCIATED WITH ANY RELIANCE YOU PLACE ON FRAUD SCORE SERVICE.

Nothing in these Additional Terms shall exclude or limit any warranty or liability which may not be lawfully limited or excluded under applicable law. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of certain liabilities. Accordingly, only the provisions hereof which are lawful in your jurisdiction will apply to you and liability hereunder will be limited to the maximum extent permitted by the laws of your jurisdiction.