PayPal's brand recognition helps give customers the confidence to buy. Your all-in-one checkout solution can offer PayPal, Venmo, Pay Later options, card processing, local payment types, and more — all through a single PayPal integration.
Allow customers to pay in installments with Pay in 4 and Pay Monthly3 while you get paid up front — at no extra cost to your business. Turn on Pay Later messaging to automatically present the most relevant Pay Later option as your customers browse, shop, and check out. With repeat customers making up 66% of all US Pay Later transactions4, it's no surprise that Pay Later can help attract and retain customers.
With PayPal, you can process all major credit and debit cards at a competitive rate. By bringing payments under one roof you can simplify reporting and consolidate your settlements to better understand your business.
PayPal enables you to securely save your customers' payment methods, including PayPal, Venmo, and credit and debit cards, providing a quick and easy checkout experience.
With their payment info saved, customers can make repeat purchases in just a few clicks, helping you to improve checkout conversion.
Saving a customer's payment method allows you to set up recurring payments and charge your customer on a scheduled basis.
Card data can be kept current with account updater services to automatically update expired card information to help capture every sale.
Customers' payment information is stored securely by PayPal, helping you ensure compliance and minimize risk.
PayPal's size, scale, and payments volume allows for strong global relationships to help you better serve customers, minimize costs, and help drive sales.
total payment volume in 2022
annually
active PayPal accounts
active merchant accounts
most downloaded finance and
banking app globally8
markets
currencies
in Consumer Report analysis for privacy,
transparency, and security9
No monthly or setup fees. Only pay when you get paid.14
Fees ApplyVenmo is available only in the US.
* Pay Later is available in US, UK, DE, FR, IT, ES, AU. Product availability subject to local requirements. Merchant and consumer eligibility varies depending on status. Credit checks, fees and otherrequirements apply and vary depending on product and jurisdiction. See product-specific terms for details.
1Nielsen Behavioral Panel of USA with 29K SMB monthly average desktop purchase transactions, from 13K consumers between April 2022-March 2023. Nielsen Attitudinal Survey of USA (June 2023) with 2,001 recent purchasers (past 4 weeks) from SMB merchants, including 1,000 PayPal transactions & 1,001 non-PayPal transactions.
2PayPal is the most popular BNPL provider with 43% of BNPL users naming PayPal as their preferred provider. J.P. Morgan Research, "Buy Now Pay Later (BNPL) Report", October 2022.
3About Pay in 4: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. PayPal, Inc. is a GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee.Pay Monthly is subject to consumer credit approval. Term lengths and fixed APR of 9.99-35.99% vary based on the customer's creditworthiness. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS#910457): RI Loan Broker Licensee. VT Loan Solicitation Licensee.
4Based on PayPal internal data from Jan 2022 - Dec 2022.
5Globally, Pay Later AOVs are 35%+ higher than standard PayPal AOVs for SMBs. Internal Data Analysis of 68,374 SMB across integrated partners and non integrated partners, November 2022. Data inclusive of PayPal Pay Later product use across 7 markets.
6PayPal Internal Data - 2023.
7Based on PayPal internal data from 1st Jan 2022 - 31st Dec 2022.
8In July 2022, PayPal was recognized as the #1 most downloaded finance and banking app globally. **Apptopia, Top 10 Finance & Banking apps, H1 2022. July 13, 2022.
9CR (Consumer Reports), "Buy Now, Pay Later Apps Are Popular, but Are They Safe?" Consumer Reports , May 25, 2023.
10Availability may vary depending on merchant's integration method and geographic location.
11Available on eligible transactions. Limits apply.
12Available on eligible purchases.
13Chargebacks that are not related to fraud or item not received (INR), such as broken Item, significantly not as described (SNAD), refund not processed, and duplicate charge, are not protected by Chargeback Protection. Chargeback Protection is available for accounts enrolled in Advanced Credit and Debit Card Payments.
14Our standard rate pricing listed herein is for US transactions only in USD and is effective October 2023.
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